By Stephen Hudson. Last Updated 14th August 2024. In this guide, we discuss when it may be possible to start finger injury claims. We’ll cover a variety of potential claims related to finger injuries.
Finger injuries can be especially debilitating. We need our fingers to tackle almost every day to day task. Therefore, even a mild finger injury can have a significant effect on life quality. More serious finger injuries can be entirely life-changing. Read on to learn more about the requirements for claiming personal injury compensation for a finger injury. We’ll also clarify what types of finger injuries can potentially occur and potentially lead to a claim. We’ll also discuss the topic of finger injury compensation amounts. This guide also talks about making a claim of this type with a No Win No Fee solicitor and what benefits that can bring you.
At Legal Expert, our advisors can help answer questions you may have if you want to explore the possibility of starting a finger injury claim. If our advisors find you have strong grounds to start such a claim, they may be able to put you in touch with a No Win No Fee solicitor. To speak to our advisors, you can reach us online through our contact form or 24/7 live chat service. Or you can call us on the phone on 0800 073 8804.
Select a Section:
- How Much Personal Injury Compensation Could I Claim For A Finger Injury?
- When Can I Claim Compensation For A Finger Injury?
- Common Causes Of Finger Injuries
- Finger Injury Claim – Time Limit For Starting A Claim
- How To Prove A Finger Injury Claim
- No Win No Fee Finger Injury Claims
How Much Personal Injury Compensation Could I Claim For A Finger Injury?
Finger injury compensation amounts will vary from case to case. This is because of many factors, including the fact that finger injuries differ in severity. Also, other factors affect claims for damaged fingers.
For example, someone may be unable to go back to their job because they lost a finger. They might seek up to two forms of damages as part of their loss of finger compensation payout:
- General damages, which cover physical pain and psychological harm resulting from the accident that caused the finger injury.
- Special damages. We discuss this potential second head of claim in the next section.
The people responsible for figuring out general damages compensation during a finger injury claim could look at the Judicial College Guidelines (JCG). It lists guideline compensation brackets for various injuries, including multiple forms of finger damage or loss.
The table below shows a variety of finger injury brackets from the JCG. Only the top entry comes from outside the JCG. Just like with our compensation calculator, please note that the table should only be used as a general guide.
| Injury | Level | Amount |
|---|---|---|
| Multiple Serious Injuries Plus Special Damages | Severe | Up to £500,000+ |
| Hand (d) | Amputation of Index and Middle and/or Ring Fingers | £75,550 to £110,750 |
| Hand (b) | Serious Hand Injuries | £68,070 to £103,200 |
| Hand (f) | Severe Fractures to Fingers | Up to £44,840 |
| Hand (s) | Very Serious Injury to Thumb | £23,920 to £42,720 |
| Hand (i) | Total and Partial Loss of Index Finger | £14,850 to £22,870 |
| Hand (t) | Serious Injury to the Thumb | £15,370 to £20,460 |
| Hand (k) | Serious Injury to Ring or Middle Fingers | £12,590 to £19,940 |
| Hand (u) | Moderate Injuries to the Thumb | £11,800 to £15,370 |
| Hand (m) | Amputation of Little Finger | £10,550 to £14,940 |
Special Damages In Finger Injury Claims
The special damages head of loss is not guaranteed to make up part of your payout. However, in certain circumstances, it might be the source of the majority of the compensation you receive. That is because it accounts for financial losses incurred due to injuries. For example:
- Medical fees.
- Travel expenses.
- Domestic care costs.
- A loss of earnings if your finger injury prevents you from working.
Be sure to keep payslips, invoices, bank statements and anything else that shows how your finances were affected.
If you want to discuss how much compensation for a finger injury you might get, just call our advisory team today. Our team can discuss finger injury compensation claim payouts generally, as well as the particulars of your individual case.
When Can I Claim Compensation For A Finger Injury?
To be eligible to make a personal injury claim for finger injury compensation, you will need to prove that your injury was caused by a relevant third party breaching the duty of care they owed you.
There are various places where you are owed a duty of care. These include:
- In the workplace – Employers owe each member of their staff a duty of care, as stated under the Health and Safety at Work etc. Act 1974. As part of this, they should take reasonable steps to protect their staff from harm while they are working.
- On the roads – Road users, including vehicle drivers, pedestrians, cyclists and motorbike riders, owe one another a duty of care to use the roads in a manner that will avoid causing injuries and damage to themselves and others. Furthermore, they must adhere to the regulations and rules found in the Road Traffic Act 1988 and the Highway Code.
- In public spaces – Per the Occupiers’ Liability Act 1957, those in control of a public space owe you a duty of care while you are using that space. They must take all the necessary precautions to ensure your reasonable safety.
If you want to know whether you are eligible to make a personal injury claim for a finger injury, or for information about using a finger injury claim calculator, contact our advisors for free today.
Common Causes Of Finger Injuries
Finger injuries occur in a number of ways and can range from minor, such as sprained fingers, to complete amputations. Some examples of how a finger injury could occur include:
- Crush injuries: There are many ways that you could suffer a crush injury like a jammed finger. For example, someone else may have slammed your finger between a door and a doorframe. You could also suffer a jammed finger if your hand were trapped in a piece of malfunctioning machinery.
- Amputations: These are some of the most severe forms of finger injuries and can occur when a broken bone causes damage too severe to be salvaged or when damage to the finger joints is catastrophic. You may have had to undergo a finger amputation if your hand was crushed in a road traffic accident.
- Breaks and sprains: You could suffer a sprained finger or a broken bone in a slip, trip, or fall. For example, if you were to fall over and land on your hand, this could cause a hairline fracture.
- Cuts and lacerations: Cuts and lacerations can occur in a number of ways. For example, if you were in a car accident, broken glass from a window or windscreen could cause cuts or lacerations on your hand.
These are just a few examples of how you could suffer an injured finger. To find out whether you may have a valid personal injury claim, contact our team of advisors today. Or, read on to learn more about claiming compensation for common injuries to the hand.
Finger Injury Claim – Time Limit For Starting A Claim
If you have strong grounds to make a personal injury claim for a finger injury, you must make sure you start proceedings within the relevant time limit. The Limitation Act 1980 states that you’ll typically have three years to start a personal injury claim from the date of the accident.
Within certain circumstances, this time limit can work differently. For example, it might be suspended.
Contact our advisors on the phone or online today if you would like to ask questions about the time limits or other aspects of claiming finger injury compensation.
How To Prove A Finger Injury Claim
A key part of your finger injury claim will be providing supporting evidence. This proof will be used not only to demonstrate the fault of the third party, but also highlight the extent of the damage caused and what impacts this had on you.
We have provided some potential examples of evidence you could use here:
- The first thing we always recommend is seeking proper medical attention. As well as prioritising your health, any records of this treatment, such as x-ray or the results of any tests that are performed, will be very useful in showing the extent of your injuries.
- You have the legal right to request CCTV footage that you appear in. This can be a very good way of showing how an incident unfolded.
- For a road traffic accident, you could also get footage from a dash cam or similar device, if avaiable.
- You can also photograph the scene of the accident, what caused it and your injuries.
- Witnesses to the accident could be called on to provide a statement, so make sure you have their contact details.
What evidence is available to you will depend on the circumstances of your particular accident. For more guidance on the evidence you could collect, get your eligibility to claim assessed by our advisors today. If eligible, one of our highly experienced personal injury solicitors could provide support with collecting evidence.
Contact our advisors today using the contact information given above.
No Win No Fee Finger Injury Claims
If you are eligible to seek compensation for the loss of a finger, you may wish to claim with the support of a solicitor. One of our personal injury solicitors could help. They generally use a type of No Win No Fee arrangement called a Conditional Fee Agreement (CFA) to work on your case.
When your solicitor works on a No Win No Fee basis, they generally don’t take an upfront payment. There also won’t be any ongoing costs. Should you be awarded compensation following a successful claim, your solicitor will take a success fee from it. The amount that can be taken is a small percentage that is capped by the law. However, if you aren’t awarded compensation following an unsuccessful claim, your solicitor will not ask you to pay this fee.
If you have any questions about loss of finger compensation, or if you would like to check your eligibility to claim, one of the advisors from our team could help. If it seems like you have a good case, you could be connected to one of our solicitors.
To speak to an advisor:
- Connect via our live chat.
- Call 0800 073 8804
- Fill in our claim online form for a call back.
Learn More About Finger Injury Claims
Below, you can learn more about finger injury claims and personal injury compensation:
- Accidents At Work – How Much Compensation Can I Claim? – Seeking cut finger at work compensation? You can read the following guide for extra insight into work accident claims, or you can contact us today for free legal advice.
- Maximum Criminal Injuries Compensation Guide
- How To Claim When Hit By An Uninsured Driver
- Kettering Personal Injury Solicitors
Feel free to contact us online or by phone if you would like to speak to an advisor about finger injury claims.
