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Jersey Personal Injury Claims Guide – How To Claim Compensation For An Accident In Jersey Channel Islands?

We have produced this guide for those who may have suffered a personal injury in Jersey. Within this guide, we will try to define what an accident in Jersey is, who may be eligible to pursue a personal injury claim and who may be liable to pay damages. We have also provided examples of what types of accidents leading to injuries could potentially occur and what in terms of compensation could be awarded. Additionally, we go over many of the legal aspects of the claims process, illustrate our No Win No Fee service available to all, as well as how to get your claim started.

Once you have finished reading this guide, you may still have questions that you need to be answered. If this is indeed the case, you can speak with one of the Legal Expert claims team on 0800 073 8804. They will be able to give you the answers that you need, and to explain to you how we can help you further if you have a valid case.

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A Guide To Accident Claims For Accidents On Jersey Channel Island

Holiday accident claims Jersey Channel Islands

Holiday accident claims Jersey Channel Islands

This guide has been put together to explain the process of personal injury claims, how they work, who could possible pursue a claim and how such claims can be funded. This guide begins by defining what an accident it or more to the point what is the difference between an accident and an accident that leads to a compensation claim

The middle part of this guide, provides useful information that will help you to deal with the accident, injury or illness while you are still on holiday overseas. This includes how to contact the emergency services on Jersey, and also how to get healthcare as a UK citizen, while you are on the island.

The final part of this guide relates to the claims process itself, as well as the financial aspects of making a successful claim. This includes a table that shows compensation ranges for different injuries, as well as a list of some of the possible types of damages your settlement could include. We also introduce our claims service in this section. This is an effective, simple to use service, that can help you to get the compensation that you are eligible for.

One thing you do need to take note of, is that there is a personal injury claim time limit that you must begin making your claim within. In the UK the time limit is three years (may vary). However, time limits can differ in certain circumstances and from country to country. We recommend you speak to one of our claim advisors to check which time limit actually applies in your own case.

What Is An Accident On Jersey Channel Island?

For this particular guide we are concentrating on accidents that could potentially happen in Jersey that may be the fault of a third party who owed a duty of care to another. Accidents can happen no matter where a person is, an accident which can be an unexpected event, unplanned incident that could cause harm and damage could happen for many different reasons. However not all of these unplanned incidents causing injury will qualify for compensation.

In broad terms, if the harm a person has suffered is the fault of a third party who owes a duty of care, due to negligence, error, oversight or omission, then they could be able to make a personal injury claim.

If you have suffered an injury while in Jersey and are unsure as to whether you have a claim for condensation the easiest way to find out is call Legal Expert and they will be able to assess your case through a free initial consultation.

Examples Of Causes Of Accidents?

In this guide we are concentrating mainly on those who may have visited Jersey for a holiday and who may have suffered some type of accident that has lead to an avoidable injury. Here we have provided examples of potential accidents people could experience while on holiday In Jersey.

  • Road traffic accidents.
  • Accidents that take place on a package holiday.
  • Clinical negligence.
  • Slips, trips and falls in a public place or private building.
  • Food-related illness and allergic reactions.

In the following sections, we will cover each of these types of claims in more detail.

Jersey Channel Islands Car Accident Claims & Road Traffic Accident Claims

If you are renting a car, motorcycle or another vehicle while on holiday on the island, and you are involved in a road traffic accident, then you may have suffered injuries as a consequence. If the road traffic accident you were involved in was due to a third party driver, or you were a passenger, or you were a pedestrian and you are injured you may have the right to claim if it can be proven that another is at fault.

Jersey have their own rules and regulations when it comes to toad traffic accidents, if going on holiday and thinking of using a vehicle while you are there it would be wise to build on your knowledge especially what to do if an RTA occurs.

Jersey Independent And Package Holiday Accident Claims

If you are involved in an accident on holiday in the Channel Islands, and you were visiting on a package holiday that you booked through a UK travel vendor, it is the travel company who may be be responsible if you suffer a negligent accident leading to an injury due to an element booked as part of the package deal.

Every UK package tour operator is bound by the Package Travel Regulations. These regulations were put in place to ensure that all package holidays sold, are provided with a specific minimum level of quality, and that they are safe. For a package holiday to exist two or more of the following must be booked under one price;

  • Transport (plane, coach, train, etc.).
  • Accommodation (hotel, guesthouse, B&B, etc.).
  • Food (half-board, full board or all-inclusive).
  • Excursions
  • Adventure activities.

If you have experienced a problem with an element of your package holiday such a food poisoning at your hotel you booked as part of your package deal that you have had medically confirmed by a doctor then your claim may be made against your UK tour operator.

Medical Negligence Cases In Jersey

Whenever a medical professional causes harm to a patient, to whom they had a duty of care, it could be possible for the injured party to make a medical negligence claim. The key here though, is proving that the medical professional failed in their duty of care and another physician of similar statute would have not acted in the same way. This would mean that the following statements all need to be true:

  1. The medical professional had a clear duty of care towards the patient.
  2. The medical professional failed in their duty of care in some way.
  3. This failure was directly or indirectly, the cause of the harm the patient suffered.
  4. The failure in duty of care could have been avoided in some way.

If you believe that in your own case, all of the four statements above hold true, you could be able to make a clinical negligence claim. Speak to one of our claims team to learn how we could help.

Slip, Trip And Fall Compensation Claims

There are many kinds of hazards that could potentially result in a slip, trip or fall accident on holiday, such as:

  • Wet or dirty floors that have not been signposted.
  • Damaged floor coverings such as warped floorboards, or frayed carpets.
  • Broken or badly laid paving slabs or curbstones.
  • Obstructions left on a public footpath or walkway.
  • Uneven pavements, or pavements with potholes.

If you have suffered a slip, trip or fall injury while on holiday in Jersey but are unsure as to whether a claim could be pursued for any harm caused, call the specialists, we have handled many many personal injury cases that stem from fall accidents. Our number is at the bottom of the guide we offer free legal consultations so do not hesitate to call us.

Food Allergy And Other Restaurant Accident Personal Injury Claims

If you are on a package holiday which includes food that is served within your hotel and you inform the necessary serving staff that you have allergies to certain foods and are served this particular food causing you to have a reaction you may have the basis for a claim against your UK tour operator. The same goes, if you are given the incorrect allergen information in your packaged holiday provided hotel restaurant and you suffer an allergic reaction due to food served at the hotel restaurant you may also have the grounds for a food allergy compensation claim against your tour operator.

How To Contact The Emergency Services In Jersey

If you are involved in an accident on holiday, you need to know how to get the help you need, when you need it. For UK citizens visiting the island, this is very straightforward, as Jersey uses the same emergency number, 999, that is used on the UK mainland.

Additionally, the European standard number of 112 is also provided on the island. You can dial either 999 or 112, and you will be put through to an operator, who will ask you about your emergency, and then dispatch any required emergency services.

Accessing Healthcare For Visitors To Jersey

If you have been involved in a Channel Islands holiday accident, then you may need to get medical treatment for your injuries. UK citizens may receive certain free health care as both the UK and Jersey have a Reciprocal Health Agreement. 

The Best Places To Visit In Jersey

  • Jersey War Tunnels
  • La Mare Wine Estate
  • aMaizin! Adventure Park
  • Jersey Museum & Art Gallery
  • Tamba Park
  • Jersey Zoo
  • Elizabeth Castle
  • Mont Orgueil Castle
  • Channel Islands Military Museum
  • The Botanic Gardens at Samarès Manor

Jersey Channel Islands Accident Claims Personal Injury Calculator

In the table below, you will find listed potential ranges of compensation for different injuries and illnesses that could be received if claims are pursued under UK law

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Type Of Injury/Illness Severity Compensation Range Further Notes
Hand injury Moderate Injury £5,110 to £11,640 The range in this category starts with soft tissue, lacerations, deep wounds, crushing injuries, the top brackets is reserved for permanent damage.
Arm injury Less Severe Injury £16,830 to £34,340 The range in this category includes significant disability but a substantial degree of recovery is expected.
Finger injury Fracture of index finger £7,990 to £10,730 Fracture has recovered but grip remains impaired.
Back injury Moderate Injury £10,970 to £34,000 The range in this category starts with as disturbance of ligaments and muscles giving rise to backache, soft tissue injuries, prolapsed discs to incidents of a compression/crush fracture of the lumbar vertebrae where there is a substantial risk of osteoarthritis. The impact on daily life will play a significant part.
Neck injury Minor Injury Up to £2,150 Recovery within 3 months.
Ankle injury Modest Injuries Up to £12,050 The range in this category includes sprains and soft tissue damage and displaced fractures.
Foot injury Severe Injury £36,800 to £61,410 The range in this category includes fractures to both heels, significant pain and restriction.

If you would like to get a more accurate estimate of how much compensation you might get for your own personal injury claim, please speak to one of our claim advisors, who will be able to help you.

What Expenses And Financial Losses You Can Claim Compensation For?

When you make a holiday accident claim under UK law, if your claim is successful, the settlement that you receive could be made up of many different potential types of damages, for example:

  • General damages:
    • Lowered life quality.
    • Painful treatment and recovery.
    • Permanent disabilities.
    • Psychological damage.
    • Suffering and pain.
    • Mental anguish and trauma.
  • Special damages:
    • Loss of prospects in the future.
    • Lost earnings.
    • Private medical fees.
    • Home care costs.
    • Travel fees.

If you would like to know which kinds of damages might apply in your own case, please talk to one of our claims team to find out.

No Win No Fee Claims For Accidents On Holiday In Jersey Channel Islands

When you use our national No Win No Fee claims service to process your claim there is no fee when we first start handling your claim, and there is no fee the entire time we are processing it. If we don’t get you any compensation, there is still no fee to pay us. When we do win you a settlement, we take our fee from the money we have received for you, and send you the rest.

Why Make A Personal Injury Claim With Our Team?

When we act as your personal injury solicitor, to help you make your holiday accident claim, we will always:

  • Try to get you the highest level of compensation we can for your case.
  • Do all we can to ensure a successful claim.
  • Keep you in the loop, updating you on the status of your claim.
  • Make sure you understand everything, by using simple English with no legal jargon.

Speak to a member of our claims team on the number below, to learn how we can help to get your claim started today.

How To Contact Our Team

Have you been injured or suffered an illness while on holiday on the Island of Jersey due to no fault of your own? Do you need a personal injury lawyer to process your claim for you? If so, please speak to our claims team on 0800 073 8804 today. They can help you to get your claim underway.

Additional Resources For Accident Victims

You might find these additional resources to be of use:

The Health & Safety Inspectorate

These additional guides we have published might also be useful:

A guide to package holiday claims

How to make a claim for an accident abroad

Edited By Melissa.